Our top 10 key points from the Great Pension Debate presentation:

#1 “Technology is potentially the future” when it comes to providing financial advice, says Director Ray Adams. Ray talks about how he made the decision to launch CashCalc, highlighting the need for simplicity alongside powerful technology. (Find between minutes 1:00 – 3:12)

#2 The online directory AdviserBook was set up by Ray Adams in 2017. Do you know what prompted the launch? Ray summarises its public service goals in this short clip. (3:07 – 5:00)

#3 The British Steel saga started back in October 2017 with many financial advisers not hearing about it until November, but we got involved early. Here, Ray explains a bit more about Niche IFA’s involvement. (6:25 – 9:45)

#4 The British Steel saga was personal to Director Ray Adams as well as to Niche IFA. Find out why in this quick 45 second clip. (9:45 – 10:32)

#5 Ray Adams describes his experience when the FCA visited Niche IFA, when they paid us a visit in December 2017. With the Niche offices only a couple of miles from one of the affected steelworks, it came as no real surprise. (10:32 – 14:44)

#6 The first case study for Simon & Shireen looks at a cashflow forecast for a DB pension transfer, as well as the client objectives to decide whether it would be suitable or unsuitable to recommend a transfer. (16:10 – 20:50)

#7 The second case study for Doug & Shelley, like the previous one, takes into account client objectives to then proceed and make the decision whether to recommend a DB pension transfer. (20:56 – 29:17)

#8 Talking about a suitability report, Ray Adams explains the importance of simply personalising it to your client. (33:55 – 35:51)

#9 A stress test on a client’s cashflow forecast can be used to simulate a market event, such as the FTSE 100 Market Crash from 2007 – 2009, or you can create your own scenario. Director Ray shows you the process: (36:47 – 43:07)

#10 Ray demonstrates the Monte Carlo Simulator. (43:07 – 44:36)